Successfully completing the card application requires accepting a prepaid MasterCard agreement (PDF).
Equifax data breach settlement claim code#
If you received one of these settlement emails and are wary about clicking the included links (good for you, by the way), copy the redemption code and paste it into the search box at /redeem.
Equifax data breach settlement claim how to#
Others said they got emails from the Equifax Breach Settlement domain that looked like an animated greeting card offering instructions on how to redeem a virtual prepaid card. Some readers shared copies of letters they got in the mail along with a paper check from the Equifax Breach Settlement Fund (see screenshot above). So far this week, KrebsOnSecurity has received at least 20 messages from readers seeking more information about these notices. Those who received higher amounts likely spent more time documenting actual losses and/or explaining how the breach affected them personally. How much each recipient receives appears to vary quite a bit, but probably most people will have earned a payment on the smaller end of that $125 scale - like less than $10. Those who did file a claim probably started receiving emails or other communications earlier this year from the Equifax Breach Settlement Fund, which has been messaging class participants about methods of collecting their payments. This was capped at 20 total hours at $25 per hour ($500), with total cash reimbursement payments not to exceed $20,000 per consumer. The settlement also offered reimbursement for the time you may have spent remedying identity theft or misuse of your personal information caused by the breach, or purchasing credit monitoring or credit reports. Or, if you didn’t want to take advantage of the credit monitoring offers, you could opt for a cash payment of up to $125. In exchange for resolving all outstanding class action claims against it, Equifax in 2019 agreed to a settlement that includes up to $425 million to help people affected by the breach.Īffected consumers were eligible to apply for at least three years of credit monitoring via all three major bureaus simultaneously, including Equifax, Experian and TransUnion.
Following a public breach response perhaps best described as a giant dumpster fire, the big-three consumer credit reporting bureau was quickly hit with nearly two dozen class-action lawsuits.
In 2017, Equifax disclosed a massive, extended data breach that led to the theft of Social Security Numbers, dates of birth, addresses and other personal information on nearly 150 million people. They do not belong to or represent views of the Federal Trade Commission.One reader’s copy of their Equifax Breach Settlement letter. Opinions in comments that appear in this blog belong to the individuals who expressed them. To protect your privacy and the privacy of other people, please do not include personal information. The comments posted on this blog become part of the public domain.
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